Required documentation to close your loan (copies only)
Last two (2) years W-2 statements
Pay Stubs covering the last (30) thirty days
Two most recent monthly bank statements (all pages)
Current summary of 401K, IRA, or Mutual Fund Accounts(all pages)
Copy of stocks or certificates of deposits
Copy of the purchase and sale agreement (if not a refinance)
If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord
If divorced...a fully executed divorce decree
For a refinance...a copy of the deed
Current mortgage statement(s)
Copy of homeowners insurance with agents name and phone number
For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
Two (2) years signed personal tax returns - including all schedules
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
We also have programs where very little documentation is required.
No matter your situation we have programs for you.
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.
